I just noticed that my mortgage has not updated to EX since July 2016. TU and EQ seem to be fine. It is still very much open and has not been late since it stopped updating, however I did receive a goodwill adjustment where they suppressed two 30 day lates. It's possible that the GW was granted arkund the time it stopped updating. It's concerning me that it is not showing a payment or recent balance along with the recent history. Is that affecting my scores, specifically my mortgage scores? I will be applying for a mortgage next month and need every point I can get. If so, what should I do about it? Below is what my report shows. I masked some info with x's to keep from revealing too much personal info.
Status:
Open/Never late.
Date Opened:
Xx/2009
Date of Status:
07/2016
Reported Since:
04/2015
Last Reported Date:
07/2016
Type:
FHA Mortgage
Terms:
2 Years
Monthly Payment:
$0
Responsibility:
Individual
Credit Limit:
$1xx,xxx
High Balance:
N/A
Recent Balance:
N/A
Recent Payment:
N/A
Payment History:
2016
JUL
OK
JUN
OK
MAY
OK
APR
OK
MAR
OK
FEB
OK
JAN
OK2015
DEC
ND
NOV
OK
OCT
OK