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My mortgage company has merged. The name of the company will change. This week on my credit report they reported that my account is closed which caused me to have a significant drop in my score. So my question is once they add it back to my credit report should I see a score jump or another decrease? Anyone have this happen before? We were looking to go purchase a new car this weekend. That is now on hold.
@Anonymous wrote:My mortgage company has merged. The name of the company will change. This week on my credit report they reported that my account is closed which caused me to have a significant drop in my score. So my question is once they add it back to my credit report should I see a score jump or another decrease? Anyone have this happen before? We were looking to go purchase a new car this weekend. That is now on hold.
When its under the new name, it should show all your history and bring your score back up. Just make sure to continue making payment on your mortage.