Hi all,
After securing an auto loan yesterday with, what I think is a great rate, (3.49 on a used 2010 vehicle) I just wanted to give a thanks to all of those here that have been so helpful to me on this journey! I have learned all about DV, MOV, PFD,GW, early delete requests, patience, and perseverance! Without you all I would not be movin on up with my FICO scores........
I still have more to do but I feel I am on my way. As you can see in my siggy I have a goal score to hit and I will patiently work to get there. I have a collection account with ATT that recently popped up that has been taken care of and will be deleted within the next few weeks and I am anticipating getting back some of those 38 points that I lost when it showed up a couple of weeks ago! After that is cleared up then I just have to wait until November for a couple of old charge offs to fall off (will still continue to ask EX and EQ for early deletes
) and I will do a mortgage refinance. Then I will be rockin and rollin with my credit for my goals!
There is no way that I could have done ANY of this without this board and its members! And to those of you that have listened to me through PM I want to thank you especially for helping to get me to this place! I promise to give you some peace now!
After November I will have 1 judgment on my report that is paid and will come off in 2017. Then I will have all open positive accounts (including my new auto loan) and 1 CO that is due to fall off in 2016. Yes indeed, I have come a loooooooooong way! Thanks again gang, you ROCK!
Starting Score: 599
Great job! Keep it up 
