Multiple Multiple Multiple Medical Accounts Reporting

[Brooklyn2018]

Hi, Everyone!

I’m helping my Bro-in-law with his credit. He has nothing but medical derogs on his reports. The problem is he has multiple accounts reporting the same accounts. A couple have the same account number but different amounts.

Do I just DV the CA? Or do I dispute them with CRA? Or BOTH?

Any help would be great.

Thanks!!👍👍👍

😊

[gdale6]

Only one collector can report at a time on the same account. The medical industry creates a separate bill for each service and each one of those can become a collection, its one of the most crooked ways to operate, they dont use overall account at a provider. If the account numbers are the same then you dispute the oldest ones as "has no collection authority". When you get down to the ones that are legit then these are the steps:

For unpaid medical debt that is reporting on your CR:

1. Call the OC and see if insurance can be billed, if not then

2. see if you qualify for Charity Care, if not then
3.  ask that they recall the collection in exchange for full payment
4. Send the reporting CA a PFD offer
5. Google the HIPAA Process and contact its creator for help

[Brooklyn2018]

Thank you, gdale6!!!

I appreciate so much!!👍

😊