On My Fico Equifax report it shows a collection account reporting 120s late this month and current missed payment because of that. I called to Equifax to callange it and they told me there not seeing it reported like that.
So i pulled my report from the Equifax site and sure enought, Its only reporting CA for this month. Why are the 2 so different? I thought My Fico was a real report.
To know which one is right you would have to pull your annualreport.com CR. I have Equifax complete too, and it reports different. I couldn't tell you which one is reporting the way it should be.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.