My credit is finally over 700 and I’m super pumped about it

[Reviewers]

I've been working on rebuilding my credit and I have finally got into the 700s with all 3 credit bureaus. I have 0 hard inquries throughout all 3 credit bureaus as well. The only debt that's owed is about $7K which is about to get paid in full next month and should raise the score even more. I can apply for CLIs on all my cards in March which is right around the corner so hoping to see some increases soon as well.

Thankful for the people on this forum and knowledge that I have learned over time.

Member Center | myFICO

[WinningEveryday]

Congrats!!!

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@Reviewers wrote:

I've been working on rebuilding my credit and I have finally got into the 700s with TransUnion and Experian. I'm waiting for my Equifax to update as well but it should go into the 700s as well which is great. I have 0 hard inquries throughout all 3 credit bureaus as well. The only debt that's owed is about $7K which is about to get paid in full next month and should raise the score even more. I can apply for CLIs on all my cards in March which is right around the corner so hoping to see some increases soon as well.

Thankful for the people on this forum and knowledge that I have learned over time.

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[CYBERSAM]

Congrats on your hard work! 🤑🏅👍👍

[Reviewers]

@WinningEveryday @CYBERSAM My score JUST updated right now across all 3. My Equifax went up +72 points to 716.

[BB30]

That's awesome! What gave you those huge bumps?

[Conraddj]

Congrats , ride that pink cloud!! The temptation to apply for everything will settle. 

[LADave]

@Reviewers Great to see your hard work is paying off, congratulations! I see that the TU score below your signature is quite a bit higher than in the screenshot (739 vs 714), is the 739 more recent or is it a different score than FICO 8? I'm also very curious what led to the big jump in all your shots, that could be a big help to a lot of people. 😀

[Peterparkyr]

This is amazing @Reviewers!  

How long did take, and where were your scores when you started? 

[Red1Blue]

Congratulations my friend. Great accomplishment.

[Reviewers]

@BB30 Four late payments removed off my credit report and paid for a card that I owed on.

@Conraddj I'm already feeling like that! Already got some pre-approvals such as CSR, etc.

@LADave Score is 739 on Credit Karma and 714 on myFICO also four late payments were removed from my credit report as well as some debt owed paid off.

@Peterparkyr My score was around the low 600s when I started working on my score about 2 months ago.

@Red1Blue Thank you so much! Hoping to get into the 750+ eventually.