Hello, i am a young cardholder and I screw up about using credit card. I'm searching all sources to fix my credit score for my future. I read a lot of things but I want to ask you finally. The last post i read is this one and here they say you may fix it but you may screw up more and more. I dont know what to do? Need help..
I owe $ 4300 to Citibank credit card with %13 interest rate. My credit score is 510 now. As i mentioned, i'm young cardholder and i'm student. I work a part time job and i earn $200 per week. it makes $800 total but i pay my rent, bills, other unimportant things. So I can only pay $140 (i live in very bad conditions.) and my payment is $200. I sank as I sink. How can I get rid of?
