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My credit score is bad. Should I do balance transfer? Need advice...

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New Visitor

My credit score is bad. Should I do balance transfer? Need advice...

Hello, i am a young cardholder and I screw up about using credit card. I'm searching all sources to fix my credit score for my future. I read a lot of things but I want to ask you finally. The last post i read is this one and here they say you may fix it but you may screw up more and more. I dont know what to do? Need help..

I owe $ 4300 to Citibank credit card with %13 interest rate. My credit score is 510 now. As i mentioned, i'm young cardholder and i'm student. I work a part time job and i earn $200 per week. it makes $800 total but i pay my rent, bills, other unimportant things. So I can only pay $140 (i live in very bad conditions.) and my payment is $200. I sank as I sink. How can I get rid of?

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Super Contributor

Re: My credit score is bad. Should I do balance transfer? Need advice...

Maybe find a better job. Or even be a tutor on the side. Uber, lyft what ever works..

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