So I got an alert from myfico today that said that my score raised 17 points. This was due to a dispute that I faxed to EQ not too long ago because they had one of my rehabilitated loans still reported as a 120 collection and I emaile the Department of Education, who told me that it was my responsibility to dispute it if it was being reported inaccurately. So I started thinking to myself: "self, if that change can boost me up 17 points, just think of what would happen if I got these 3 other paid collections removed -- and if, by chance, I could talk ocwen into removing the tradeline from the short sale of my house 4 years ago." So I started writing GW letters. I sent one to each CA, and two to ocwen -- one general one to whom it may concern, and one directed to the Executive VP/CFO. Wish me luck! 700, here I come..I hope...lol.