My credit score is still in the toilet, but I feel pretty good about owing no delinquent debt and excellent payment history for the past 3 years. Yayy me. Lol
Paid waiting for goodwill delete response
BARCLAYS BANK DELAWARE
Loan Type: CREDIT CARD High Balance: $1,666
Credit Limit: $1,300
Past Due: >$1,666<
>Maximum Delinquency of 120 days in 03/2015 and in 06/2015<
Estimated month and year that this item will be removed: 10/2021
Paid- First goodwill denied, sending another round.
CAPITAL ONE BANK USA NA
Date Opened: | 11/05/2010 | Date Updated: | 01/16/2020 | Pay Status: | >Charged Off< |
Responsibility: | Individual Account | Last Payment Made: | 03/03/2015 | Terms: | Paid Monthly |
Account Type: | Revolving Account | | | Date Closed: | 05/03/2015 |
Loan Type: CREDIT CARD
>Maximum Delinquency of 120 days in 02/2015 and in 03/2015<
High Balance: High balance of $2,774 from 09/2017 to 01/2020
Credit Limit: Credit limit of $2,300 from 09/2017 to 01/2020
Estimated month and year that this item will be removed: 10/2021
Paid- Deleted via goodwill letter
CREDIT FIRST NATL ASSOc
Date Opened: | 03/15/2013 | Date Updated: | 02/23/2020 | Pay Status: | >Charged Off< |
Responsibility: | Individual Account | Payment Received: | $50 | Terms: | Paid Monthly |
Account Type: | Revolving Account | Last Payment Made: | 10/19/2015 | Date Closed: | 04/24/2016 |
Loan Type: CHARGE ACCOUNT
>Maximum Delinquency of 120 days in 03/2016 for $367<
High Balance: High balance of $1,489 from 09/2018 to 02/2020
Credit Limit: Credit limit of $1,200 from 09/2018 to 02/2020
Estimated month and year that this item will be removed: 11/2022
Paid- deleted via goodwill letter
CREDIT ONE BANK
Date Opened: 12/20/2010
Responsibility: Individual Account
Account Type: Revolving Account
Loan Type: CREDIT CARD
Balance: $0
Date Updated: 06/12/2015
Payment Received: $0
Last Payment Made: 03/03/2015
High Balance: $1,770
Credit Limit: $1,300
Pay Status: >Charged Off<
Terms: Paid Monthly
Date Closed: 01/25/2015
>Maximum Delinquency of 120 days in 02/2015 for
$350 and in 04/2015<
Remarks: PURCHASED BY ANOTHER LENDER; UNPAID BALANCE CHARGED OFF
Estimated month and year that this item will be removed: 09/2021
Paid- goodwill deletion denied
FIRST PREMIER BANK
Date Opened: 07/07/2013
Responsibility: Individual Account
Account Type: Revolving Account
Loan Type: CREDIT CARD
Balance: $1,017
Date Updated: 06/04/2016
Payment Received: $0
Last Payment Made: 10/17/2015
High Balance: $1,017
Credit Limit: $700
Past Due: >$1,017<
Pay Status: >Charged Off<
Terms: Paid Monthly
Date Closed: 01/24/2016
>Maximum Delinquency of 120 days in 03/2016 for
$286<
Remarks: UNPAID BALANCE CHARGED OFF
Estimated month and year that this item will be removed: 10/2022
Paid- goodwill deletion denied
FIRST PREMIER BANK
Date Opened: 10/05/2014
Responsibility: Individual Account
Account Type: Revolving Account
Loan Type: CREDIT CARD
Balance: $717
Date Updated: 06/04/2016
Payment Received: $0
Last Payment Made: 10/16/2015
High Balance: $717
Credit Limit: $400
Past Due: >$717<
Pay Status: >Charged Off<
Terms: Paid Monthly
Date Closed: 01/24/2016
>Maximum Delinquency of 120 days in 04/2016 for
$202<
Remarks: UNPAID BALANCE CHARGED OFF
Estimated month and year that this item will be removed: 11/2022
paid goodwill deletion denied
KOHLS DEPARTMENT STORE
Date Opened: 09/08/2013
Responsibility: Individual Account
Account Type: Revolving Account
Loan Type: CHARGE ACCOUNT
Balance: $364
Date Updated: 05/31/2016
Payment Received: $0
Last Payment Made: 10/19/2015
High Balance: $364
Credit Limit: $300
Past Due: >$364<
Pay Status: >Charged Off<
Terms: Paid Monthly
Date Closed: 02/19/2016
>Maximum Delinquency of 120 days in 02/2016 and in 04/2016 for $214<
Remarks: UNPAID BALANCE CHARGED OFF
Estimated month and year that this item will be removed: 10/2022
Paid- deleted via PFD
MIDLAND FUNDING LLC
Placed for collection:
09/30/2016
Balance: $631
Date Updated: 02/21/2020
Pay Status: >In Collection<
Responsibility: Individual Account
Account Type: Open Account
Loan Type: DEBT BUYER
Original Amount: $631
Original Creditor: CITIBANK N A
Past Due: >$631<
Remarks: >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: 12/2022
Paid-deleted via PFD
MIDLAND FUNDING LLC
Placed for collection:
05/27/2015
Balance: $1,771
Date Updated: 02/21/2020
Pay Status: >In Collection<
Responsibility: Individual Account
Account Type: Open Account
Loan Type: DEBT BUYER
Original Amount: $1,771
Original Creditor: CREDIT ONE BANK N A
Past Due: >$1,771<
Estimated month and year that this item will be removed: 09/2021
paid- deleted via PFD
PORTFOLIO RECOVERY
Placed for collection:
11/22/2016
Balance: $920
Date Updated: 02/27/2020
Pay Status: >In Collection<
Responsibility: Individual Account
Account Type: Open Account
Loan Type: DEBT BUYER
Original Amount: $920
Original Creditor: HSBC BANK NEVADA N A
Past Due: >$920<
Remarks: >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: 02/2022
paid- deleted via PFD
PORTFOLIO RECOVERY
Placed for collection:
09/23/2015
Balance: $563
Date Updated: 02/27/2020
Pay Status: >In Collection<
Responsibility: Individual Account
Account Type: Open Account
Loan Type: DEBT BUYER
Original Amount: $563
Original Creditor: SYNCHRONY BANK
Past Due: >$563<
Remarks: >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: 01/2022
PAID- DELETED VIA PFD
PORTFOLIO RECOVERY
Placed for collection:
07/19/2016
Balance: $437
Date Updated: 02/27/2020
Responsibility: Individual Account
Account Type: Open Account
Loan Type: DEBT BUYER
Original Amount: $437
Original Creditor: SYNCHRONY BANK
Past Due: >$437<
Pay Status: >In Collection<
Estimated month and year that this item will be removed: 11/2022
Paid- fighting to delete
TRANSWORLD SYSTEMS
Placed for collection:
10/22/2017
Account Type: Open Account
Loan Type: COLLECTION AGENCY/ATTORNEY
Balance: $257
Date Updated: 02/18/2020
Original Amount: $257
Original Creditor: RELIANT ENERGY RETAIL SERVICE
Past Due: >$257<
Pay Status: >In Collection<
Remarks: >PLACED FOR COLLECTION<
Estimated month and year that this item ill be removed: 10/2022
