FINAL RESULTS: (11months)
March 7 2019 (rebuild began)
Me:
EQ/TU/EX
652/644/654. Fico 8
647/610/646 mtg
January 7 2020. Util. 24%
725/726/719. Fico 8 (+73/+82/+65)
667/684/685 mtg (+20/+74/+42)
WifE
March 2019
EQ/TU/EX
649/647/602 Fico 8
641/613/615 mtg
January 2020 - 3% util azeo
721/715/721 Fico 8. (+72/+53/+119)
680/695/709 mtg. (+39/+82/+94)
Since my wife’s MM was 695 we are both in the 680-699 bucket so I’m not paying down card 0% int. And putting cash to savings for the house.
Putting home on market in March and looking to buy thereafter.
Thank you everyone for the help!