Still seats available on the train, next stop High acheivers club, followed by 800+. Grab a boarding pass and join the on board party. Great job for such a short time.
Keep one installment loan open, If you pay them all off. You'll get a score decrease 10-15+ point avg deduction. Unless you have a mortgage and it doesnt matter then. Congrats!
High achiever club?
Is that over 750 or something?
I think it is at least 1 of the 3 CRA fico 08 scores being 760 or better. There is a high acheivers club thread that does not expire, just as there is a garden club thread that starts over every month. 800 club is just what people say when they have scores over 800.