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My roller coaster rebuild ride

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Anonymous
Not applicable

My roller coaster rebuild ride

I started with myfico after my first credit card reported..before that my scores were in the 540's.

My first reported scores with myfico were 631tu 630ex 639eq in February this year..

Today all but TransUnion has reported on my final card and this has been my ride since February.. Screenshot_20210910-132426~2.png

As of today's updates so far my scores are.  Screenshot_20210910-133619~2.png

What a ride so far. Shooting for 740+ next month.

12 REPLIES 12
pizzadude
Credit Mentor

Re: My roller coaster rebuild ride

Congrats on the rebuilding, and making great progress to push your scores upward ! Smiley Very Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 13
Anonymous
Not applicable

Re: My roller coaster rebuild ride

Well done!  Keep up the good work!

Message 3 of 13
Jordan23ww
Valued Contributor

Re: My roller coaster rebuild ride

Congratulations on all your progress! 

      


Message 4 of 13
Anonymous
Not applicable

Re: My roller coaster rebuild ride

Hi I just wanted to know how did u do it? Rebuilding credit takes a lot of time..

Message 5 of 13
Anonymous
Not applicable

Re: My roller coaster rebuild ride

I followed these guys advice and I am not close to finished. I still haven't gotten a CLI yet. first time I tried with Amex I was denied...I tried too hard to build up my total credit lines. I have 9 inquiries that I am letting some time build up on.

That accounts for some of the big dip in my scores in the beginning..

I had 1derog on my file with Convergent from Cox cable. Neither one would do a pfd.. so I was in Houston one day and saw that Convergent had their Headquarters there and I went and asked them if I could talk to someone about it... 4 hours later they called and said it will be deleted (I asked for a email confirmation...lol) and it was .., 

Just worked hard from the Myfico gurus advice and a  bit of luck.

again thank you all..

 

Message 6 of 13
Red1Blue
Super Contributor

Re: My roller coaster rebuild ride

Congrats

Message 7 of 13
Anonymous
Not applicable

Re: My roller coaster rebuild ride

So I have hit the 700 club with all 3...Screenshot_20210911-112044~2.png

The TransUnion didn't show up on here until this morning dispite saying the 9th

Message 8 of 13
Ontherise2020
Frequent Contributor

Re: My roller coaster rebuild ride

Congrats on your rebuild journey and your scores on the rise!!

FICO Scores:
EX 715
TU 750
EQ 739
FICO 9 773
Message 9 of 13
FireMedic1
Community Leader
Mega Contributor

Re: My roller coaster rebuild ride

Nice job and congrats!


Message 10 of 13
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