I SPOKE W/ A LENDER AND HE ADVISED I GET A SECURED CREDIT CARD. I CURRENTLY HAVE A SECURED LOAN W/ A LOCAL CREDIT UNION.
BELOW IS A COPY OF MY CREDIT REPORT THAT WAS PULLED BY THE LENDER. THE ONLY DIFFERENCE IS MY CAR LOAN WAS PAID OFF ON JUNE 28...PLS ADVISE
EQ-513 717
TU-555 710
EX-559 605
I have 6 DEROGATORY ACCOUNTS UPDATE: 07/20/2015 3 DEROGATORY ACCOUNTS
1
. PROFESSIONAL DEBT: DATE REPORTED 05/15 : DATE OPENED 11/10 : BALANCE $2854 (
pfd) DELETEDACCOUNT INFORMATION DISPUTED BY CONSUMER; ORIGINAL CREDITOR: MARQUIS APARTMENTS
2.MIDLAND FUNDING: DATE REPORTED 05/15 : DATE OPENED 04/11 :BALANCE $1471 DELETED FROM TU (EARLY EXCLUSION)
ACCOUNT INFORMATION DISPUTED BY CONSUMER; FACTORING COMPANY; ORIGINAL CREDITOR: CHASE BANK USA N.A.
3.ENHANCED RECOVERY: DATE REPORTED 04/15 : DATE OPENED 08/14 : BALANCE $853 DELETED
ACCOUNT INFORMATION DISPUTED BY CONSUMER; ORIGINAL CREDITOR: SPRINT
4.PROFESSIONAL DEBT: DATE REPORTED 05/15 DATE OPENED:11/10 :BALANCE $500 DELETED FROM ALL 3 CB (PFD)
ACCOUNT INFORMATION DISPUTED BY CONSUMER; ORIGINAL CREDITOR: SURE DEPOSITMARQUIS
5.FIRST PREMIER BANK: DATE REPORTED 03/15: DATE OPENED 12/13 :BALANCE $496
6.CHASE CARD: DATE REPORTED 09/13: DATE OPENED 11/08 DELETED FROM TU (EARLY EXCLUSION)
ACCOUNT TRANSFERRED OR SOLD; CHARGED OFF ACCOUNT
UPDATE UPDATE UPDATE!!!! 01/18/2016
TODAY I WAS PRE APPROVED FOR MY DREAM HOME, 7-8 MONTHS AGO I STARTED WORKING ON MY CREDIT
DONT GIVE UP!!!!!!
IT TAKES TIME & PATIENCE
THANKS TO THIS FORUM FOR EDUCATING ME!!!!!!
