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NEED IMMEDIATE HELP. I'm on hold with credit agency.

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Anonymous
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NEED IMMEDIATE HELP. I'm on hold with credit agency.

I need advice.  Ms. Brown is talking to her boss to see if she can remove from my credit account any negative collection. She says they can't send anything out even if he can approve it, because it has to go through their attorney and they don't have a standard letter for things such as that. I will have to take their word that they will do it. What do you think, should I pay.
Message 1 of 11
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Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

I'm asking for PFD and she's checking to see if she can, but nothing will be given in writing. I would have to take their word...
Message 2 of 11
Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.



princesswakingup wrote:
I need advice.  Ms. Brown is talking to her boss to see if she can remove from my credit account any negative collection. She says they can't send anything out even if he can approve it, because it has to go through their attorney and they don't have a standard letter for things such as that. I will have to take their word that they will do it. What do you think, should I pay.


I think you shouldn't talk to them on the phone. Smiley Happy
 
How long until this account is removed due to being past CRTP?
 
I had a CA say the samething back in May. Account gets removed in September anyhow, so I told them to wait for their money.
Message 3 of 11
Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

Account just placed in May!
Message 4 of 11
Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

This is the only thing standing in the way of a student loan approval. I was always approved before this was put there! 
Message 5 of 11
Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

HELP! Would you guys still send out a letter and not talk to them?
Message 6 of 11
Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

It is really a personal choice to trust them.
 
Weigh your options and decide what is best for you.
Message 7 of 11
Anonymous
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Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

Okay I guess.
Message 8 of 11
Tons_of_Debt
Established Contributor

Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

I chose the people of this forum over the CA I was dealing with, who said the same thing. It just isn't worth the risk IMO... and I agree (learned from experience), don't talk to CAs over the phone! :-)
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 9 of 11
Anonymous
Not applicable

Re: NEED IMMEDIATE HELP. I'm on hold with credit agency.

It seems they may be biting.  Kelly just said the manager may be able to accomodate me he just needs to make a call about it first, and then they are going to call me back.
Message 10 of 11
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