NFCU... Patiently Awaiting approval

[tschaet]

Don't know what your credit history is, but if you're rebuilding, those aren't bad numbers.  I got $2,000 as my first amount and then asked for a CLI after a few months and went to $10K on a soft pull.

[Salrn]

Scores are 680's across the board. I'll try in October'n

[Anonymous]

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@Salrn wrote:
Scores are 680's across the board. I'll try in October'n

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Not terrible I know its not what you were looking for, but you can request an APR reduction every 12 months.....

[Anonymous]

Salrn, congratulations.

[Salrn]

Good to know about APR reductions every 12 months! I'll keep that in mind!!

[steelholder]

Quick question regarding CLI. When is an ideal time to request a CLI? Ive heard there is a time when they SP to consider a CLI and other times when it's a hard pull. Thanks.

[Salrn]

I have read after 3 months you can apply for CLI. So i guess day 91 after approval