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First off, I have been a board troll for while now. This website has been an abundance of information along my journey to rebuilding.
So Ive been gardening( this is one of the many things ive learned from yall, LOL) for a bit now. Ive read through posts from credit cards , to auto loans.
Ive been on the fence about secured cards, so I researched easily obtainable cards for my AO, credit wise. My first "failsafe" was walmart, I read of all the success with Walmart and low end scores, so I said what the hay ill try it since i havnt had a credit card in years. Well I got the dreaded 7-10 day message. Called and was denied sadly, I was honestly worried lol.
So I was reading the boards again tonight, and stumbled upon a NFCU post about success. I was a little worried about taking another hit. Being as I am Military, I figured maybe I have a chance. Well I sign up for their savings, enrolled in an account and instantly applied for their cashRewards VISA, I got to the submit button, and pondered for a couple of minutes. Well I pressed the button, closed my eyes(lol), opened my eyes and saw, Congratulations, Based on your credit worthiness, You have been approved for a cash rewards Visa with a credit Limit of $8,000. Im so pumped right now. Honestly Im sitting by my computer waiting on an email saying there was an error with your application and we regret to inform you, that you have been denied. LOL This is a great day so far!
I just want to thank each of you on the website for the wealth of knowledge, I wil continue to be a troll(lol) but I will try to chime in when i can. Thanks again!
LOL!
That was no error. Congrats!!
Treat them well and they will do the same.
Yay!!!!!! That is exactly how I felt when I was approved, I saw the CC listed on the online account info, I think it will be real after I actually have the card in my hand. I heard great things about them. Keep up the good work and don't forge to pay it forward. I was approved on 11/7 and I have told at least 5 people to try them out...one was approved yesterday checking, savings, cashrewards Visa 10k CL, and is refinancing his car this week!!!! wow.
Love, love, love NFCU! Treat them well and they will return the favor! Great work and congrats!
You're not a troll, you're a lurker! Congrats on the NFCU love, they are a great institution.
@starry1 wrote:You're not a troll, you're a lurker! Congrats on the NFCU love, they are a great institution.
Haha, what I was thinking.. Kind of a bad confusion of terms