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It may have been a different story because it was done in person and not online.
Im not trying to spread false information at all. When I get home from work I will look for where I found it. I really hope your friends way is the true way as I dont want any extra HPs. I remember reading online with a credit increase application you get a HP. Maybe I read it wrong but thats what got me to reach out to them. I do know that when I was in the branch last week I asked could I increase the limit at a later date they told me yes I would just have to apply to increase it. I didnt think she really meant "APPLY" as in HP. She said it was increased with $50 increments like you stated. So at least we got that part right...
I recently started a secured CC w/ NFCU for $500. Should I be trying to to get more into savings and increasing the CL before graduation in hopes of a larger unsecured limit when the card graduates?
OP seems to think/know that this will help get them a larger unsecured limit at graduation, is that legit?
@Twitchrdrm wrote:I recently started a secured CC w/ NFCU for $500. Should I be trying to to get more into savings and increasing the CL before graduation in hopes of a larger unsecured limit when the card graduates?
OP seems to think/know that this will help get them a larger unsecured limit at graduation, is that legit?
Yes.. or at least this is how it was explained to me. When it graduates they return your deposit to your savings account and the card becomes unsecured with the same limit as you had (or possibly with a CLI, idk if they do them at the same time or not).