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NICE BUMP!!!!

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cyberone28
Regular Contributor

NICE BUMP!!!!

I was 508 and i got an alert i was like meh probably another drop... it went to 538!!! weird thing is  i have a charge off  and it reported at the same time as bad debt.. hows that possible???

 

id paid in full my other CO  last week was with BoA you guys thing it was the utilization that gave me this bump?

Hey my credit is not that bad.. at least i got a couch with a 87% APR Smiley Happy

Starting Score: 462 Smiley Sad journey started on 3/29/2013
Current Score: EXP 715 Smiley Happy EQ 720 Smiley Happy TU 700 Barclaycard fico Smiley Happy
Goal Score: 700+ one day Smiley Happy update... 750+ across the board


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1 REPLY 1
Deltadog03
Established Contributor

Re: NICE BUMP!!!!

Congrats on the bump....What was the UTL and what is it now?

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

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