NOW that's what I"M TALKING ABOUT!!!!

Cheryla18 · ‎05-30-2013

TOTAL ACCOUNTS:

18

14

(-4)

OPEN ACCOUNTS:

5

4

(-1)

CLOSED ACCOUNTS:

13

10

(-3)

DELINQUENT:

0

DEROGATORY:

9

4

(-5)

BALANCES:

$20,611

$19,427

(-$1,184)

PAYMENTS:

$677

$697

($20)

INQUIRIES (2 Years):

10

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK

Cheryla18 · ‎05-30-2013

I got 5 derog. actts deleted!!! My FAKO score went from 572 to 605!!!!!

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK

guiness56 · ‎05-30-2013

Wow, Congrats!

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qd · ‎05-30-2013

@Cheryla18 wrote:
I got 5 derog. actts deleted!!! My FAKO score went from 572 to 605!!!!!

Good job. It's always nice to see the bump in score after all the hard work.

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sharriel · ‎05-30-2013

How did you get them deleted? And what was your time period in doing so?

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673

Shogun · ‎05-30-2013

Very nice, congrats!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Cheryla18 · ‎05-30-2013

@sharriel wrote:
How did you get them deleted? And what was your time period in doing so?

1 was a Midland acct that fell under the FTC ruling for a Tribute CC and they agreed to Delete. I had disputed 4 CO's that I had PIF and they still weren't updating. The only thing I disputed was the balance and all the sudden were deleted. I'm praying that they don't reappear!!!! I have been seriously working on this since the Jan...Feb...2013.

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK

DaBears · ‎05-30-2013

Nice job!!!! Congrats!!!

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blunderer · ‎05-30-2013

Way to go!!!!

You're on a roll.

kmids · ‎05-30-2013

DaBears- You rock!