I am down to two collection accounts; both settled, both with National Credit Adjusters (NCA). The original creditors were high interest loans (Rise $5000 and RSVP $2500); I settled each for 60% in November 2018. Rise is on my TU in addition to the NCA tradelines. In December, I sent GW removal requests via mail. In January, I e-mailed the representative I worked with as well as members of the executive board (found their information on LinkedIn). I also requested via "contact us" and phone. I got nos from everyone and no response from the exec board e-mail and holiday cards. When I called last week, the representative told me that they NEVER remove information from the credit report. I thought about signing up with LL until I found out that they do the same thing we can do but charge $129 per month....no thanks.
Has anyone ever had any success with them? I plan to keep pushing GW letters weekly and phone calls bi-weekly until I get the right person at the right time.
I was able to get to them before they reported with Rise, and make an arrangement to stop reporting, not sure about after reporting.
Thanks so much....so they agreed to never report for you.
I get the "We do not remove anything ever" line.
That is good, I am going to keep calling and writing them.
I've paid them religiously. I'm sure they'd report if I stopped.