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Need Help and Advice on this Issue?

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Frequent Contributor

Need Help and Advice on this Issue?

Hello,
 
I have a collections account from Asset Acceptance on my credit reports in the amount of $73.  I have DV them and got no response and I called them today and they have my case in their bankruptcy dept.
 
I just had my Ch13 BK discharged on 4-17-08.   The problem is that this account was never included in my Bk and I wanted to know should I leave it this way and fight them to correct the balance and past due or should I start with the fact this was never included in my BK?
 
The original date of this item was between 2001 & 2002.
 
What would be the best way to go to handle this?  I need to call Asset back but I dont want to mess things up if they are going to remove this or if they are going to correct this in my favor.
 
Thanks in advance for your advice

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2 REPLIES 2
Contributor

Re: Need Help and Advice on this Issue?

I would try to get it removed....if you pay it off it will be on there for 7 years...and it will affect your scores tremendously...get it removed and see a boost!!!
Having credit is important if not more important than having cash!!!
Message 2 of 3
Frequent Contributor

Re: Need Help and Advice on this Issue?

Hey Beta,
 
How would you recommend I try to have it removed?   They are listing it as included in my BK but it never was.
 
Bobby

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