Need Help on PFD ..PLEASE!!!!

[WIDSMI]

I just talked to RJM and they are going to send me a PFD letter in the mail.....they told me it was not problem and all there letters are computer generated and it will be sent out monday.... I asked it it will have a signature and she said no....since the computer prints this out......WTF.... is this ok if it's on company letter head..... is it ok if i do not get a signature?

[Anonymous]

The letter is computer generated...it on this green paper...company letterhead....and logo...all info...I think your good to go...

[WIDSMI]

where would this info be at??? I purchased the package from this site ((( the one that gives me all 3 scores ))) and it doesnt say if it's purchased or not......where do i find that info?

[WIDSMI]

this is a example of info in hsbc

Credit Account Hsbc Bank

Status as of [?] Apr, 2008 Date opened [?] Nov, 2006 Date of last activity [?] Aug, 2007 Date closed [?] Not Reported Account number [?] Not Reported Loan type [?] Not Reported Largest past balance [?] $269 Terms [?] Not Reported Account Type [?] Revolving Account holder [?] Individual Scheduled payment amount [?] $55 Account status [?] Account is Open

Descriptions [?]

• Charged off account
• Account closed by credit grantor

[Anonymous]

Have you gotten you free reports yet???...

www.annualcreditreports.com

They would have more info available to you...you also need to know the DOFD...to see when they account fall off...also..what is your SOL???...

[WIDSMI]

HSBC BANK

PO BOX 5253
CAROL STREAM , IL 60197
(800) 477-6000 

Balance: 

$582  

Date Updated: 

01/2008  

High Balance: 

$582 

Credit Limit: 

$300 

Past Due: 

>$20< 

Terms: 

Minimum $21 

Pay Status: 

>120 Days Past Due<  

Account Type: 

Revolving Account  

Responsibility: 

Individual Account  

Date Opened: 

11/2006 

Date Closed: 

11/2007 

Loan Type: Credit Card

Remark: 

Account closed by credit grantor

>Maximum delinquency of 120+ days in 12/2007 for $25<

Estimated date that this item will be removed:   07/2014

[Anonymous]

This was recent then...if you can still pay HSBC..in exchange for them pulling out of collections...that will be great...but you need to find out who owns...what accounts...but calling the OC's...not the CA's...

[WIDSMI]

I called HSBC and they told me to contact the CA....... but the CA told me they do not OWN the acct..... Should I send a letter to HSBC or call....if call who do I ask for and what should I say?

If i send a letter... what should it say?

[Anonymous]

Did they tell you he name of the CA to deal with???....accounts can also be sold..to different CA's...but your are recent...so I don't think that would be the case...someone has to know who owns it...send the PFD to HSBC...and see what happens...but if they are telling you a CA has it...they probably are going to respond with the same answer...