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Need contact for PFD with LVNV funding

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Regular Contributor

Need contact for PFD with LVNV funding

If you have had any success please PM the contact info. Thank you!

Also, the original CO is with Credit One. Should I attempt to PFD with them, or do the PFD with LVNV (collection agency) and send GW letter to Credit One?
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 1 of 14
13 REPLIES 13
Regular Contributor

Re: Need contact for PFD with LVNV funding

Update: LVNV owns the debt so I definitely need to PFD through them. I did get credit one to do a goodwill removal of the two COs.

Has anyone had success will PFD withLVNV? I’m mostly seeing people settling and then doing a goodwill request.

I’m trying to get a mortgage and my lender advised against paying them unless they will delete it. Should I take my chances and settle and then GW or will they accept a PFD?
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 2 of 14
Established Member

Re: Need contact for PFD with LVNV funding

I settled with them, it is taking a while for them to even update that information on my credit report, so I called. I didn’t mention deletion but he (whomever I spoke to) said, give them 30 days to update my paid status, and after December of this year, I can request it be removed from my report. How true that is I have no idea, but my credit it tanked so all I have is time and sounds like you may need a quicker way.
Starting Score:
Feb. '19:EQU- 500 TRANS- 495 EX-510
May '19:EQU-598 TRANS-586 EX-601

Current Score: EQU: 613 TRANS: 612 EX: 616
Goal Score: 700


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Message 3 of 14
Regular Contributor

Re: Need contact for PFD with LVNV funding

I wonder why December. That’s such an odd explanation they gave you.
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 4 of 14
Highlighted
Established Member

Re: Need contact for PFD with LVNV funding

I thought that too. Which they just started reporting around this last December. So I wondered if they had to keep on so long 🤷🏻‍♀️
But from seeing others on here, I think as soon as they update my paid status, I’m going request for deletion. Can’t hurt anything
Starting Score:
Feb. '19:EQU- 500 TRANS- 495 EX-510
May '19:EQU-598 TRANS-586 EX-601

Current Score: EQU: 613 TRANS: 612 EX: 616
Goal Score: 700


Take the myFICO Fitness Challenge
Message 5 of 14
Frequent Contributor

Re: Need contact for PFD with LVNV funding

I had both LVNV and PR CA's on my Credit reports and PFD both of them.

While PR was easier and faster- LVNV did agree to PFD and followed through on their promise.

Data points:

My LVNV CO was 2.5 Years old and about $200+ (PFD at $200)

My PR CO was close to 3 Years old and about $500 (PFD at $225)

Both reported as CO's at time of PFD request.

 

I used the addresses on my Credit File to write them.  I emailed PR and send certified letters to LVNV.

 


Starting Score: EX 551|TU 565|EQ 556
Current Score: EX 551|TU 565|EQ 556
Goal Score: EX 620|TU 620|EQ620


Take the myFICO Fitness Challenge


Message 6 of 14
Regular Contributor

Re: Need contact for PFD with LVNV funding

Thank you for the info! That definitely gives me hope. I emailed LVNV yesterday so fingers crossed. On my credit they show LVNV/Resurgent. But my husband has one with PR so we shall see if I can get either of them off.
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 7 of 14
New Member

Re: Need contact for PFD with LVNV funding

Did LVNV send you something in writing stating they would grant your pfd or did they tell you verbally? And when you have a CO If you want to do a PFD do you pay the full charge off amount or can you ask to pay less for deletion?
Message 8 of 14
New Member

Re: Need contact for PFD with LVNV funding

I need LVNV contact info also. Thanks
Message 9 of 14
Senior Contributor

Re: Need contact for PFD with LVNV funding

Just Google their address and send a certified letter for proof if needed down the road. They are a shady bunch and just about lead the complaint dept at the BBB for CA's for suing past 7 yrs of old debts.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 10 of 14
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