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Need help for my mother who I think was contacted by debt collector

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Need help for my mother who I think was contacted by debt collector

So my mother was called today by some place called Dorsey law firm. They said they were taking her to court over a bill from July 2000. Said they represented household bank card services (HSBC I'm guessing), and has been mailing her about the debt (which she's never received). She told them she didn't know what debt they were referring to, and mentioned that the statue of limitations should be past due since it's 19 years old. They got rude and said they didn't like her attitude, and the statue didn't apply to a hold agreement (no clue what a "hold agreement" is and couldn't find anything online). They said they were sending a person to the house tomorrow at 3pm with papers. 

 

I told her not to answer the phone to them again, and not to answer the door should someone show up. She's elderly and doesn't need to be dealing with random strangers. My thought is they can leave any paperwork at the door (and really, they have someone in place to just drop off some paperwork?) and/or leave a voicemail. 

 

My guess is they're trying to collect on a old/dead debt, though a few things feel sketchy about it. They did tell her what her SSN was, I guess trying to prove they were real an not a scam. But there's no Dorsey law firm in either the state the debt was supposed to have originated (IN) or where we currently live (TN), and when searching their phone number I couldn't find a listing and a few of the reverse phone call sites listed it as unsafe. 

 

Any ideas how to proceed? Has anyone heard of a "hold agreement" or this Dorsey law firm? I'm mainly concerned that if it is a debt collection, they'll try to trick her into saying she owes something she doesn't and harass her which she doesn't need. And there's enough things here that make me worry theres a slight possiblity it's a scam of some sort.

Message 1 of 8
7 REPLIES 7
Community Leader
Senior Contributor

Re: Need help for my mother who I think was contacted by debt collector

It sounds like some zombie debt collector trying to trick your mother into paying a debt the can't legally collect. These scumbags will try all kinds a tactics. But nobody tells you they are "coming to serve you papers at 3pm", that right there tells me the are full of crap.

 

Yes she should not answer the phone and not talk to them .

 

 

EXP 760 TU 781 EQ 733
Message 2 of 8
Established Contributor

Re: Need help for my mother who I think was contacted by debt collector

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M



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Message 3 of 8
Frequent Contributor

Re: Need help for my mother who I think was contacted by debt collector


@jevoyager wrote:

She told them she didn't know what debt they were referring to, and mentioned that the statue of limitations should be past due since it's 19 years old.


 

If she actually said this to them, than they won't be calling back. Or showing up on anyone's doorstep. They know they picked on someone smarter than they were.

 

Kudos to her.

    EQ=846        TU=834        EX=822      INQ=0/0/1      UTIL=1%        AZEO
Message 4 of 8
Senior Contributor

Re: Need help for my mother who I think was contacted by debt collector

I like the ones that tell you to let your Ceo, Manager and Security team we will be presenting you papers at work or call us at ***-***-****.  I hit "Block and report spam" on my phone. Ignore the trolls.





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences from rebuild to recovery after BK DC. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 5 of 8
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Community Leader
Super Contributor

Re: Need help for my mother who I think was contacted by debt collector

paging @RobertEG

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 6 of 8
Senior Contributor

Re: Need help for my mother who I think was contacted by debt collector


@jevoyager wrote:

So my mother was called today by some place called Dorsey law firm. They said they were taking her to court over a bill from July 2000. Said they represented household bank card services (HSBC I'm guessing), and has been mailing her about the debt (which she's never received). She told them she didn't know what debt they were referring to, and mentioned that the statue of limitations should be past due since it's 19 years old. They got rude and said they didn't like her attitude, and the statue didn't apply to a hold agreement (no clue what a "hold agreement" is and couldn't find anything online). They said they were sending a person to the house tomorrow at 3pm with papers. 

 

I told her not to answer the phone to them again, and not to answer the door should someone show up. She's elderly and doesn't need to be dealing with random strangers. My thought is they can leave any paperwork at the door (and really, they have someone in place to just drop off some paperwork?) and/or leave a voicemail. 

 

My guess is they're trying to collect on a old/dead debt, though a few things feel sketchy about it. They did tell her what her SSN was, I guess trying to prove they were real an not a scam. But there's no Dorsey law firm in either the state the debt was supposed to have originated (IN) or where we currently live (TN), and when searching their phone number I couldn't find a listing and a few of the reverse phone call sites listed it as unsafe. 

 

Any ideas how to proceed? Has anyone heard of a "hold agreement" or this Dorsey law firm? I'm mainly concerned that if it is a debt collection, they'll try to trick her into saying she owes something she doesn't and harass her which she doesn't need. And there's enough things here that make me worry theres a slight possiblity it's a scam of some sort.


Did anyone show up today?





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences from rebuild to recovery after BK DC. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 7 of 8
Community Leader
Super Contributor

Re: Need help for my mother who I think was contacted by debt collector

Is this the same "firm"?

https://www.stopcollections.org/debt-collection-agencies-in-united-states/dorsey-thornton-associates

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 8 of 8
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