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Need help please. Medical bill questions.

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Frequent Contributor

Need help please. Medical bill questions.

Is a medical bill a written contract or something else? Need to know for SOL. Also need to know what to do if I really am being sued. Story below.

I received a text message from a law firm yesterday, they were trying to find my correct location. I stupidly called the number. I was told that a hospital is getting a civil suit against me. I checked my reports and all medical collections were removed from my reports in 2015 and 2014. I've had insurance for years! Obama care insurance. Then we qualified for the Medicaid expansion program in our state and have been on it for about 4 or 5 years now. What do I do?
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Message 1 of 12
11 REPLIES 11
Established Contributor

Re: Need help please. Medical bill questions.

Interesting 
















Message 2 of 12
Established Contributor

Re: Need help please. Medical bill questions.

It may be a possible scam I know there are some scammers that say they are lawyers and if you don't pay X amount you will be sued and Bla bla so people are more scared into paying the amount (even if they didn't owe)    I would proceed with caution for sure 
















Message 3 of 12
Frequent Contributor

Re: Need help please. Medical bill questions.

Thank you.
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Message 4 of 12
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Valued Member

Re: Need help please. Medical bill questions.

Which state are you in? Did they mention an account number or state the name of the hospital or collections agency? Have you received anything in the mail?
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Message 5 of 12
Moderator

Re: Need help please. Medical bill questions.

This is a phishing  scam organizations just sue they do not send emails saying they are going to do so. A medical debt is considered a written contract for states SOL purposes.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 6 of 12
Community Leader
Mega Contributor

Re: Need help please. Medical bill questions.


@kennerchick wrote:
Is a medical bill a written contract or something else? Need to know for SOL. Also need to know what to do if I really am being sued. Story below.

I received a text message from a law firm yesterday, they were trying to find my correct location. I stupidly called the number. I was told that a hospital is getting a civil suit against me. I checked my reports and all medical collections were removed from my reports in 2015 and 2014. I've had insurance for years! Obama care insurance. Then we qualified for the Medicaid expansion program in our state and have been on it for about 4 or 5 years now. What do I do?

It's a written contract because whenever you see a physician or are at the hospital, you sign financial agreement. 

You would want to know when this account became delinquent and what is the SOL in your state. 

If it's past SOL, they can still attempt to sue you (providing this is not a fraud) but SOL is used as defense. 

 

Insurance after the fact and/or Medicaid coverage that was not in effect when bill was incurred wont help you. 

Most likely they are just fishing, but i would check local courthouse just in case.  

Did you call collection agency or hospital? If collection agency, which one? 

Message 7 of 12
Frequent Contributor

Re: Need help please. Medical bill questions.

Nothing in the mail. No email. Just a text. I live in Louisiana. No mention of any account number, just hospital name.
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Message 8 of 12
Moderator

Re: Need help please. Medical bill questions.


@kennerchick wrote:
Nothing in the mail. No email. Just a text. I live in Louisiana. No mention of any account number, just hospital name.

Well, have you been in said hospital before? DId you settle any debt you may have had if so? I still think is phishing but stranger things have happened.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 9 of 12
Frequent Contributor

Re: Need help please. Medical bill questions.

It's the hospital closest to me. I've been in it yes, but like I said I either had insurance or Medicaid the past 7 or 8 years. Last account removed was in 2016. 1st one removed was in 2014. They are old debts. I know things stay on your reports for years before being removed. I'm guessing its zombie debt now. I can't click on the debt because it's removed from my reports.
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Message 10 of 12
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