Why why WHY would you want to do this???
The goal is to have NO collection accounts reporting. Maybe they are updating every month?--which they shouldn't do now that they're paid off.
Especially if you have no other collection accounts reporting, the first CA hitting as a CA will do major damage. Reporting as a "regular" account is not hurting you.
Is there something else about how this is reporting that is hurting you??
The goal is to have NO collection accounts reporting.
OP, if they move it to "Collections" you will still take the hit. FICO will still read it as a CA. Your goal should be to get it off. BTW, if the CA updates, you could see a score drop.