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When a CA reports as open, it is how they are supposed to report. It just means they haven't been paid.
The CA should list who they are collecting for. See if you have a corresponding TL with the same name.
The OC accounts would probably show closed since they are in collections or charged off.
@guiness56 wrote:When a CA reports as open, it is how they are supposed to report. It just means they haven't been paid.
Ok, I get this
The CA should list who they are collecting for. See if you have a corresponding TL with the same name.
TL? But yeah each account shows the OC
The OC accounts would probably show closed since they are in collections or charged off.
It shows no closed accounts on my report
TL - Tradeline, same as account just different terminology. You can read the sticky in my signature about abbreviations used here.
Can you cut and paste a few of the accounts so we can see exactly what you have? Omit your personnal information.
http://i1174.photobucket.com/albums/r619/Jordan515dsm/Untitled_zps6c94eb0b.png
Will this work I just took a screenshot and omitted everything personal.
And thinks for all the help so far Guniness! I really appreciate it.
It doesn't give me what I'm looking for. When you click on more account details what does it show?
What CRA is this from? Looking for the DoFD.
@guiness56 wrote:It doesn't give me what I'm looking for. When you click on more account details what does it show?
What CRA is this from? Looking for the DoFD.
http://i1174.photobucket.com/albums/r619/Jordan515dsm/Untitled_zps9144cc26.png
This doesn't really look like what your looking for either.
I was looking for the DoFD or a drop off date. What CRA is this from?
They don't show the original creditor either.
Do you know when you first became delinquent with these accounts and never became current again?
@guiness56 wrote:I was looking for the DoFD or a drop off date. What CRA is this from?
They don't show the original creditor either.
Do you know when you first became delinquent with these accounts and never became current again?
I assume by CRA you mean Credit Reporting Agency? If that's the case then Experian
Sorry the original creditors is shown on Quizzle which is what I orignially used because the others were denying me access saying i didn't have sufficient info proving I was who I claimed I was or something. There was no good way of screen capping from their website.
I know that all of these accounts were delinquint for about 3 months before they were sent to CA.
Also is there a different CRA I can use to get you the information you're looking for?
Yes, sorry. CRA is credit reporting agency.
Did you try to get your free reports from annualcreditreport.com? You can get a free one every 12 months from each CRA. If you can't get them online, you can send in your ID and SSN to get a mailed copy. I would do this if it is your only option. You need all three reports.
EQ is the only one that uses a DoFD. EX and TU use a drop off date.
@guiness56 wrote:Yes, sorry. CRA is credit reporting agency.
Did you try to get your free reports from annualcreditreport.com? You can get a free one every 12 months from each CRA. If you can't get them online, you can send in your ID and SSN to get a mailed copy. I would do this if it is your only option. You need all three reports.
EQ is the only one that uses a DoFD. EX and TU use a drop off date.
Ok well I may have to do that because 2/3 ask me questions that don't apply to me, asking about a mortgage and other stuff I don't have.