I would have it deleted. You can't do anything about the BK reporting but you can get this baddie deleted.
make sure that you have in writing that they will delete all reporting whrn PIF.
You want all baddies off your CR when you can and if not then have more good credit reporting then bad.
I did get it in writing and it is signed and notarized from the company they agree to delete the trade line completly if the account is paid in full by the last day in August. Will having this removed increase my score?
It doesn't get any better than that!!!! Yes, any baddie removed will give you a bump up. How much? No one knows.