Last night at midnight I get a SW alert. New medical collecton popped up for $166. I have received no phone calls, bills, or letters about this. It doesn't show me the original creditor. What do I do first? Should i call them to find out? I know they are required to send me the dunning within 5 days. I would prefer to contact OC & if the debt is valid, pay them & get them to pull it back from collections.
Any advice is much appreciated. I was just starting to make real progress & this is a huge blow 
+1
You should send a DV to put a cease collection on the account and give you a little time to work.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
She said she didn't deal with that, another lady in the office does. She said it would be "paid". I am worried they wont. I had to pay it because today is the last day i can use my medical card with money (HRA account) to pay for 2012 expenses.
On a side note, this company never sent me a bill. When I tried looking their number up online the number listed was disconnected. They don't make it easy to contact them. I had to call the hospital where I had the surgery to even get a contact number for them. What I apparently paid today was a deductable that the insurance sisn't pay. I am really bummed My reports have been clean for over 3 years now. I need this new collection gone.
Open to any advise, please.
