New Scores Are In...

[nmk94]

Finally got the final collection off my account. It was with Cavalry, so they dropped it after about a month after I'd settled.

Here are the new scores along with the old scores (right before the collection dropped off):

Old Scores->New scores

EX 686->726  +40

EQ 678->710  +32

TU 675->720  +45

All my COs are settled with a $0 balance. All collections gone. My latest util was a little high (18%), but I can get that down and AZEO soon. The only thing I can do after that is wait for various derog marks to fall off. It feels great to be back in the 700's across the board, including most of my other scores as well.

[AllZero]

Congratulations on our success! Those are great score increases.

[Anonymous]

Congrats!!  You should be proud

[Slabenstein]

Congrats on your progress!  The 700's is a nice place to be after a rebuild.

[OmarGB9]

Congrats! If you don't mind me asking, how old are those COs?

[nmk94]

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@Slabenstein wrote:

Congrats on your progress!  The 700's is a nice place to be after a rebuild.

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It really is. Feels great!

[nmk94]

The oldest goes back to 2014. Latest is late 2016.

I would have waited for the oldest just to age off, but we have to buy a house because of move for work, and I needed all balances paid off.

[Katheryne88]

Congrats!! That's amazing. 

If you don't mind me asking, how many COs did you have and how old? 

I have two from 2018 Commenity and I don't feel like my score will ever reach the 700's because of them. 

[nmk94]

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@Katheryne88 wrote:

Congrats!! That's amazing. 

If you don't mind me asking, how many COs did you have and how old? 

I have two from 2018 Commenity and I don't feel like my score will ever reach the 700's because of them. 

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Four total. 2 CO's. 2 collections. Both collections deleted after settlement. (But the original CO for those collections is on the report, so really 4 COs) The oldest goes back to 2014. Latest is late 2016.

[mrcraft]

Congratulations!