New here

[Anonymous]

I was wondering if anyone has tried debt settlement and if so, how did it work for you?  Did you notice a big ding in your credit report? 

Also, has anyone had more success with credit unions when banks denied a loan request? 

Thanks!!

[fused]

Welcome! Most of us here are DIYers. Please read the credit scoring thread in my siggy. Come back and fire a way with your questions.