Hello to everyone here, my name is Thomas and as the title states, I am new to the boards. I apologize in advance for asking any questions that are redundant and have been asked before. As time permits, I will read as much as I can to avoid this. For the past couple of years I have been trying to rebuild my credit from so serious lapses in judgment on my part, as well as my ex-wife. Now that things are almost final with my situation, I need to kick it into high gear and get things cleaned up for good in the next 18-24 months. I’m so tired of secondhand and bad “playground” information from people who claim to know what they are talking about. So thank you in advance to all those who help me along the way.
Welcome, you have come to the right place. Everyone on here is very knowledgeable and most people seem to have their areas of expertise. I'm so glad I found this forum and I have come such a long way in a short amount of time. I would list each one of your problem areas individually and I'm sure you will get some great advice.
Rule #1 I learned is don't be embarrassed about anything, everyone is here to help.