In 2015 due to joint accounts and my partner putting us underwater, I went into Ch. 11.
I have 5 more months of payments and the case should be over. A month ago, my attorney advised to get a secured $300 credit card, which I did and now my score went up to:
Equifax: 679 (+52)
TransUnion: 611 (+70)
Experian: 611 (+62)
What next steps will be most effective to take in order to increase my credit score to 800 in next 2 years? I am responsible with credit on my own, I make decent money and will have 0 debt once BK is discharged. I do not plan to buy a home or a car anytime soon, but would a small car loan boost my credit? Also, this is my 2nd BK as we tried to last under Chapter 7 in 2011, when could the BK be removed from the record permanently? My credit does not have any negative remarks except 1 colleciton for $91 and 1 BK from 2011.
Curious...does chapter 11 show on your credit report or only the chapter 7?
Any difference as to where to obtain an SSL? I am a part of a credit union, would they offer it for sure?