Lol... DV them again, copy and send an original of the response they sent and explain that this is not you and not the information you requested. A proper validation will include the name of the CA, the originator of the debt and the amount of the debt. Some will request signed contracts, and tons of other info. This is not what a DV is.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@AZHeather wrote:Just remember, you should not have to supply them with any information other than your name and account number of the alleged debt. When you send back their letter stating that it is not you, they may say they need a copy of your social security (or at least the number) or a copy of your driver license, etc. Don't do it!!! They are to provide you with info, not the other way around.
Good luck.
Oh yes... AZ Heather has some most excellent information there. Nice one!!!!!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
If the debt was assigned to a CA and the OC still has it, then they can post an amount. If it was CO'd and sold to a CA, then yes, it must be marked as such.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.