No equifax score

[matt5566]

I was checking my scores, and found I have no equifax score. The report only contains my auto loan, which began on August 28, 2013. Is this enough to get me an equifax score, or do I need to try to get a credit card that will report to them? Thanks!

[gdale6]

You need 6 months of activity on that loan since its your only credit entry to generate a FICO.

[randyrhodes]

At the risk of being totally wrong..... i believe the CRAs like to see at least 6 months before they give you a "beacon" score.

[IamB2]

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@gdale6 wrote:

You need 6 months of activity on that loan since its your only credit entry to generate a FICO.

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+1