Hi rckstrscott, I noticed in your signature that you got a repossession removed from your CR. How'd you manage that? Is there a post that you can direct me to? I am dealing with a stubborn company called Kensington Financial and I don't know how to handle it. I voluntarily turned in my car a few years ago bc I couldn't afford the payment, so now it is listed on my CR as 0 balance, REPOSSESSION. Not sure what to do......Thanks in advance for any advice!!