Shogun, I have a question in regards to Apollo Grp. I'm currently at the end of my rehab program thru ecmc. On my Ex and Eq reports both Dept of ed and apollo grp are reporting, but apollo is reporting $0 balance. Same instance as poster, acct was opened 8/07, but shows dofd 7/2010 on EQ and 9/2011 on EX. UGH! How do I tackle these? i'm pretty sure their amounts were included in my account with ecmc. Thanks