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OMG GW success +35 points on all three reports

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Regular Contributor

Re: OMG GW success +35 points on all three reports

It was a Cap One Credit Card.  I don't know about the auto department for them.  have you looked under the auto forum
 
Michelle
10/28/08 TU-701, EX-699, EQ 673 Never Pay Late!!!!
Message 11 of 28
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New Member

Re: OMG GW success +35 points on all three reports

Were all of your COs paid when you sent the GW letters out?
Message 12 of 28
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Regular Contributor

Re: OMG GW success +35 points on all three reports

Yes, I had paid them all.  Discover I paid off in 02/08,  Cap one paid in 11/07, and Macy's paid off 03/08.  All I had paid on time for at least 8 months on each.  Dress Barn had lates back from 2003, than is when I paid it off.  Target the account is still open, and I owe 15$ on it, and I keep that open for UTI reasons.
 
Michelle
10/28/08 TU-701, EX-699, EQ 673 Never Pay Late!!!!
Message 13 of 28
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New Member

Re: OMG GW success +35 points on all three reports

Congrats! You did the work and you earned the points!
It's good to know that some creditors have at least some sympathy.
Message 14 of 28
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Regular Contributor

Re: OMG GW success +35 points on all three reports

Thank you!!  It has been a hard long road.  I hope to be in the 700 club soon.  I did the Fico Sim, and if I pay down my remaining cards in three months I will be there.
 
Michelle
10/28/08 TU-701, EX-699, EQ 673 Never Pay Late!!!!
Message 15 of 28
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Established Member

Re: OMG GW success +35 points on all three reports

Hello
 
To what department do you send the GW letters to? Do you send GW letters to remove charge offs as well? 
Message 16 of 28
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Valued Contributor

Re: OMG GW success +35 points on all three reports

Great Job on your success! For those of you who need GW letters i think the main point to keep in mind when writing a GW letter is to make it somewhat personal, as the OP has proved!
 
Good Luck to you all, i actually faxed one yesterday and another today! Sooner or later they must give in, So keep trying!
Rebuilding and Reducing Debt, is my game plan.
Message 17 of 28
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Senior Contributor

Re: OMG GW success +35 points on all three reports

Michelle!!  Way to GO Gal!  Isn't that a great feeling??  Your post gives me LOTS of hope that Cap One will remove my old baddies too!!  (total of18 flags between the 3 CR's)
 
 
Just in case the phone call doesn't work as I'm hoping...what address did you use to write to them? 
 
Thanks & congrats on your "uplifting" score!!  Smiley Very Happy
 
Mo


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 18 of 28
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Regular Contributor

Re: OMG GW success +35 points on all three reports

I used the address that was on my credit report from EX.  I addressed it to Customer Service.  I seemed to get to the right person.
 
Michelle
10/28/08 TU-701, EX-699, EQ 673 Never Pay Late!!!!
Message 19 of 28
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Senior Contributor

Re: OMG GW success +35 points on all three reports

Thanks Michelle.... I sure do hope this works for me too!!


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 20 of 28
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