I have a late payment showing on my reports from 6/2012 for a old car loan I had back then the car have been paid off and the account says paid in full closed but when i look on credit karma and other monitoring site it shows I have 1 late payment but the account dont show up in the negative column on the credit reports I cant dispute it because its showing as a good account but I'm afraid that late is hurting me
A single 30 day late rarely hurts Fico past 2 years. It will be removed in June as that is the 7 year mark
