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Old late payment on report

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Old late payment on report

I have a late payment showing on my reports from 6/2012 for a old car loan I had back then the car have been paid off and the account says paid in full closed but when i look on credit karma and other monitoring site it shows I have 1 late payment but the account dont show up in the negative column on the credit reports I cant dispute it because its showing as a good account but I'm afraid that late is hurting me


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Re: Old late payment on report

A single 30 day late rarely hurts Fico past 2 years. It will be removed in June as that is the 7 year mark

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

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