I have a late payment showing on my reports from 6/2012 for a old car loan I had back then the car have been paid off and the account says paid in full closed but when i look on credit karma and other monitoring site it shows I have 1 late payment but the account dont show up in the negative column on the credit reports I cant dispute it because its showing as a good account but I'm afraid that late is hurting me
MAJOR BANK CARDS
Amex BC 15k, Amex CM 1500, Amex Delta 1k, BBT Travel 4500, BBVA 6900, CAP1QS 2600, DIscover 3300, Marvel MC 6000, Wells Fargo CR 4500 Blispay 2k CREDIT UNION CARDS Dcu 2k , Robbins 10k ,united1st 5k STORE CARDSAmazon 10k , HomeDepot 5k , Pay pal 4k , Wal mart 6k ,Lowes 12k
A single 30 day late rarely hurts Fico past 2 years. It will be removed in June as that is the 7 year mark
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