Re: Orchard Bank--credit line increase???

yo-upacreek · ‎10-10-2012

My secured Orchard Banc cc has never been increased(2 years) now owned by Cap 1.

My unsecured Cap 1 was increased from 300 to 500 after 5 ontime monthly payments automatically.

Shogun · ‎10-10-2012

Use them for what they are, a stepping stone to get better cards.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

fuzzybean · ‎10-10-2012

They suck!

Shogun · ‎10-10-2012

@fuzzybean wrote:
They suck!

Go ahead, tell me how you really feel. LOL

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

fuzzybean · ‎10-10-2012

@Shogun wrote:
@fuzzybean wrote:
They suck!
Go ahead, tell me how you really feel. LOL

Hahaha! Trust me, I'd be banned if I did!

Anonymous · ‎10-21-2012

I am soo happy and estatic that orchard was bought out by capital one. Capital one gives credit increases every five statements, I just received one on both of my cards. Since orchard gives it out sparingly, all current orchard cardholder do not close it. It will get better on the capital one side, promise. I asked customer service when will the merger be totally done, adnd they said they didn't know. (Yeah right). On my credit report, the orchard card is already showing as a capital one credit one account.

Orchard Bank--credit line increase???

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