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UpTheDernCreek wrote:
Okay, so say that I follow up with a DV and then they provide all the information to me regarding the debt. Doesn't that give them an open doorway to harass me? If I don't respond(until further prompting), they can't claim that I received a letter. I didn't sign for it or anything. How does that validate a debt to a CA? Wouldn't that be like me sending a letter to them and just stating in the body of the letter that if they don't respond to me in 30 days, then the debt is not mine. I think they would just throw it in the trash. I'm not understanding too well. I appreciate your advice. I just need some clarification. This debt is going to be a full 10 yrs old soon and I don't have any intention on paying these garbage sweepers.
rodney0126 wrote:
As some have obviously missed my point and advice to the poster.....IF the debt is no good anymore, then to simply stop the CA from further bothering anyone..it just takes one simple letter. Ignoring it could (not saying it will) bring unnecessary annoyances down the road.
My personal experience....as I said before...I ignored a Collection before. Can't say for sure if it was a valid, collectible debt or not. I ignored the letters, the letter saying they are taking me to court, the court date letter, and I ignored it all the way. It was hard to ignore when my check got garnished though.
What do I know. I'll keep my mouth shut and start telling everyone to "ignore it". That seems to be the popular response people like to hear.
Message Edited by rodney0126 on 09-04-2008 05:25 AM
UpTheDernCreek wrote:
in Arkansas where I have moved to from the great northeast, I appreciate ya! Toodles