cancel
Showing results for 
Search instead for 
Did you mean: 

Over and Over Answer is No

Valued Member

Over and Over Answer is No

I wish I had success with my hard work and time trying to have as we all know the toughest companies to delete.
I started around March writing letters.
Waited few month try again.
Thanks to the board I learned about emails and goodwill technique.
Well come Sept at the end I tried again.
No No that's my answer.

First Premier
Portfolio
Credit One
Fall off 2022
Do you think I should wait month or 2
Then try.
Maybe forget the last.
I read alot of post that others r no luck with goodwill.
Message 1 of 5
4 REPLIES
Highlighted
Established Contributor

Re: Over and Over Answer is No

GW campaigns are just that...a Campaign. Some have had luck their first attempt, for others, it could take a few years even. They may never honor a GW but, there is that one chance that they eventually do...the question is...Are you willing to give up and possibly let that chance pass you by?
You don’t have to send GW’s everyday. You can send say, 2 letters a month for awhile and then switch it up and send send one a week. Wait and take a break, then start again with a different approach.
The choice is purely yours in the end whether you want to continue(?) IMHO, I would keep it going and take breaks in between and give for “out of sight out of mind.” Then blast’em again. Remember, there is no “right or wrong” way to GW. They’ll either honor or they won’t.

Hope that helps some?

Good Luck!!🤞

😊
Starting FICO 8 Score: EQ 491
Stating FICO 8 Scores 03/17/2018
TU 483 EX 527 EQ 491
Current FICO 8 Score:
EQ 574
Goal Score: 600(for now)


Take the myFICO Fitness Challenge
















GREAT PLACE! GREAT PEOPLE! GREAT ADVICE!!

Message 2 of 5
Frequent Contributor

Re: Over and Over Answer is No

I would not wait a couple of months to send another letter. Try to find another email, phone # to get to someone who can help you.

Message 3 of 5
Established Member

Re: Over and Over Answer is No

Have you tried the Saturation Technique?

 

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-...

May 2018: Fico 8 – 687 (EX) * Oct 2018: Fico 8 – 763 (EX) * Difference: +76 pts

Credit Cards: CapOne Platinum MC - $300 CL * Discover IT - $500 CL * Total Utilization ≤ 6%

Other: Income - $66k * DTI – 15% (rent only) * Debts/Baddies – None * AAoA – 4 months (TU/EQ); 9 years (EX, with oldest account being 17 years)

Coming Up: Looking for ~20k Auto Loan this month (Oct. 2018) - would prefer to wait but my current car has other plans.
Message 4 of 5
Regular Contributor

Re: Over and Over Answer is No

How about you try the "wait until they age off your credit report trick"...

Message 5 of 5