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So about two months ago I came on here seeking advice on how to rebuild after a divorice that left me with a 490 Credit score.
Want to give @FireMedic1 Major kudos. Taking their advice, I have knocked off all collections, got 90% of chargeoffs deleted and sit at 18% utilization.
i even took the Jeep Compass I got end of November at 16%, turned that negative equity into my dream truck! Brand New 2019 Ram Rebel 4x4 at 5.5%
Today I'm happy to say I sit at 640 EP, 621 TU, 617EQ.
Thank you from bottom of my heart helping me rebuild my life.
Thank you!
It was my pleasure. Glad it worked out for you. There have been others that helped. But I appriciate the shout out. Thats why I stayed after so many helped me. I'm just paying it forward man. Keep up the great job and 750's will come one day!!!!!!!!!!!!
Congratulations!
Congrats man, I know it feels good.
On a side note @Anonymous You do give a lot of helpful advice bro.
Congrats on a great job turning things around. And yeah @FireMedic1 is behind a lot of success stories here. Not surprised to see he's in on yours
Congratulations!! That's amazing improvement in suck short time.
how were you able to get your charge offs deleted?
ive been offering pay in full for deletes...however I've only had 2 out of 7 accept so far, all are almost 4 years old,
PFD did work perfectly for 5 collections though.