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I owe about $5,000 on 2 credit cards, and 4 store cards. All have CAs involved and all show as CO on my CR. I don't have enough $ to PIF right now. I want them gone, so want to PFD and GW the OCs.
What is the best way to do this? If you offer a % on a PFD, will you be less likely to get a GW from the OC?
If I need to PIF, should I go for the smaller amounts first to get the most listings off my CR then save up for the last 1 or 2?
Any help is HUGELY appreciated!
W
Locked thread to direct others here:
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-how-much-to-offer-Best-odds/m-p/1457794