Good decision to start rebuilding your credit. The only thing you can really do at this point is pay on time, keep low utilization (less than 10%) and wait for baddies to fall off. I would avoid applying for more credit at least until all of your accounts are over 2 year old because applying too often became a problem for me as my score started to increase.. almost somewhat addictive.. applying too often is also counter productive point wise. You have some tradelines now just show you can manage them according to fico rules.. dont let more than 1 report a balance at a time and keep that one at 9%.. I know its hard with small credit lines but its just what u have to do until you have more room ($1000-$5000+).. we've all been there as you can check out my own personal story. Wishing you luck and patience.
