PRA Collection

[Anonymous]

I just got my transunion report. Mine from PRA is showing up as OPEN, is there anything I can do about that. When I disputed it in December it was removed from Equifax and Experian and left on Transunion with the remark of something along the lines "the account was verified to belong to me".

What steps should I follow now that I know that it is indeed showing up as OPEN type of account with a remark status of Collection? Should I dispute again? Should I go to the CFPB and if so what do I say? Anyone has any experience with this? This is my last chargeoff/collection. Please help.

Thanks.

[kennerchick]

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@Anonymous wrote:

I just got my transunion report. Mine from PRA is showing up as OPEN, is there anything I can do about that. When I disputed it in December it was removed from Equifax and Experian and left on Transunion with the remark of something along the lines "the account was verified to belong to me".

What steps should I follow now that I know that it is indeed showing up as OPEN type of account with a remark status of Collection? Should I dispute again? Should I go to the CFPB and if so what do I say? Anyone has any experience with this? This is my last chargeoff/collection. Please help.

Thanks.

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Read these!

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/beware-of-collection-accounts-reporting-as-a-Open-TYPE-Tradeline/td-p/4039300/page/2

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Dirty-Tricks-of-Reporting-Collection-Items-on-your-Credit/td-p/4587103

I would do CFPB.