Paid Judgment Removed

[midwestgirl44]

I have three paid judgments due to medical issues. I would be extremely grateful if you could send it to my inbox too.

....and CONGRATULATIONS!!!!

[shorrttyycm1]

Wow, congrats!!!!  Could you PLEASE PM me too :-)

Thanks!

[deemutz]

I have a judgement as welland would love if you could PMme the info as well. thank youand congratz

[Booner72]

Check your court records and see if these are "STIPULATED JUDGMENTS." - which i understand, many of the medical and small collection judgments are.

If so, then they are not like a regular judgment.

They can be deleted from your reports and the public record as long as you get a "Satisfaction of judgment" from the party that got the judgment against you.

[lundungurl]

Hi Booner, What do you mean by "stipulated judgment"? How do you find out if it is or not? Thanks

[Booner72]

A stipulated judgment is a judgment that stipulates you pay and they don't sue you, I guess.  It's a quicky and easy version of a real and true judgment.  And I'm no lawyer and what I learned about them was through getting my judgment vacated that I thought was a real and true judgment but was really a stipulated judgment, that I still didn't know was a stipulated judgment until not long ago when the CA and I finally came to an agreement of sorts, to get all the crap off my reports.

I, imagine, LG, that since you and I (i think it's you, right?) have the same CA - that yours is a stipulated judgment, too.  PCS had me believing ALL THAT TIME it was a real judgment, even though it was paid, knowing I needed it off my reports for the house. 

I'm sure that the name for "real judgment" is not "real judgment."

Hope some of this makes sense - I had a coupla drinks.

[lundungurl]

Booner, I have 2 judgments... 1 that's been paid since 2007 which I'm trying to get vacated now and 1 that popped up at the end of last year. (I'm currentl paying on that one) I also did a DV with PCS for 4 accounts and they verified each one so I'm paying them off too. I could NOT get a PFD with them and didn't want to be sued so I'm paying them off with monthly payment arrangements. Thanks for responding

[Booner72]

Check and see if it says "stipulated judgment" on it.  If so, it's gone.

[poohda23]

could a get a copy also

[NikJ4]

---

@Cherriwyn wrote:

After going back and forth with Transunion for several months my last paid judgment was finally removed.  My score increase 11 points!!!!  This has definitely been a good day!!!  Thanks for everyone's help!!!

---

Feels great to get that monkey off your back. I know. I didnt see point increase but I did see increase in credit opportunities. Keep up the good work.