cancel
Showing results for 
Search instead for 
Did you mean: 

Paid charge off updated on 2 of 3 reports HELP

tag
Whew
Valued Member

Paid charge off updated on 2 of 3 reports HELP

Hello.  On June 2, I paid a First Premier CH.  took six weeks before EQ and EX updated my report.  36 and 50 point increase.  The other, TU, has yet to update.  What to do?  Waiting for a score increase before applying for a mortgage pre-approval. 

While I'm at it, I also paid off a car loan with Toyota on May 31st.  No update on the reports. 🤦🏽‍♀️

Message 1 of 2
1 REPLY 1
OmarGB9
Community Leader
Super Contributor

Re: Paid charge off updated on 2 of 3 reports HELP

For both of those accounts it's only been a little over a month. You have to keep in mind, even when you make the final payment, creditors have to do their final processing and close out your file, which could take another 2 weeks. I'd give it another month or so, and if there aren't any updates, then I'd call up the creditors.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.